[問題] 各銀行的每日計息/統計餘額的時間點?
許多帳戶提供的免手續費跨轉/跨提都會要求帳戶平均餘額大於多少,
要怎麼知道這些帳戶計算餘額的時間點呢?
像是台新Richart的利息計算是每日22:00,
如果22:00過後將金額轉到A帳戶,隔天再轉回來,
(假設A帳戶是24:00計息與計算餘額),
這樣是否可領兩次的利息呢?
如果以100萬 1% 的利率來計算一天就有27元,
另外不知道會不會有當天轉入的不計算這種設定(規定)?
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→
04/29 15:04, , 1F
04/29 15:04, 1F
→
04/29 15:32, , 2F
04/29 15:32, 2F
推
04/29 16:18, , 3F
04/29 16:18, 3F
→
04/29 16:19, , 4F
04/29 16:19, 4F
→
04/29 16:19, , 5F
04/29 16:19, 5F
→
04/29 16:22, , 6F
04/29 16:22, 6F
→
04/29 16:22, , 7F
04/29 16:22, 7F
→
04/29 16:30, , 8F
04/29 16:30, 8F
→
04/29 16:31, , 9F
04/29 16:31, 9F
→
04/29 16:45, , 10F
04/29 16:45, 10F
→
04/29 16:46, , 11F
04/29 16:46, 11F
推
04/29 16:52, , 12F
04/29 16:52, 12F
→
04/29 16:53, , 13F
04/29 16:53, 13F
→
04/29 16:54, , 14F
04/29 16:54, 14F
→
04/29 16:55, , 15F
04/29 16:55, 15F
→
04/29 16:55, , 16F
04/29 16:55, 16F
→
04/29 17:11, , 17F
04/29 17:11, 17F
→
04/29 17:19, , 18F
04/29 17:19, 18F
→
04/29 17:19, , 19F
04/29 17:19, 19F
→
04/29 17:22, , 20F
04/29 17:22, 20F
推
04/29 17:23, , 21F
04/29 17:23, 21F
→
04/29 17:23, , 22F
04/29 17:23, 22F
→
04/29 17:23, , 23F
04/29 17:23, 23F
→
04/29 17:24, , 24F
04/29 17:24, 24F
→
04/29 17:26, , 25F
04/29 17:26, 25F
→
04/29 17:26, , 26F
04/29 17:26, 26F
推
04/29 17:27, , 27F
04/29 17:27, 27F
→
04/29 17:27, , 28F
04/29 17:27, 28F
→
04/29 17:28, , 29F
04/29 17:28, 29F
→
04/29 17:28, , 30F
04/29 17:28, 30F
→
04/29 17:28, , 31F
04/29 17:28, 31F
→
04/29 17:29, , 32F
04/29 17:29, 32F
→
04/29 17:29, , 33F
04/29 17:29, 33F
→
04/29 17:29, , 34F
04/29 17:29, 34F
→
04/29 17:30, , 35F
04/29 17:30, 35F
用修文比較清楚,不知道這樣的理解對不對
花旗是看日曆日,台新是看營業日
如果我有一筆存在台新的100萬在4/29 2200過後轉到花旗,
5/3 2100 轉回台新,
那麼這幾天的利息計算是這樣嗎?
4/29 4/30 5/1 5/2 5/3
營業日 假日 假日 假日 營業日
花旗 100 100 100 100
台新 100 100 100 100 100
※ 編輯: nhnc (36.224.115.160), 04/29/2016 17:37:15
推
04/29 17:44, , 36F
04/29 17:44, 36F
→
04/29 17:45, , 37F
04/29 17:45, 37F
→
04/29 18:00, , 38F
04/29 18:00, 38F
→
04/29 18:00, , 39F
04/29 18:00, 39F
推
04/29 19:21, , 40F
04/29 19:21, 40F
→
04/29 19:22, , 41F
04/29 19:22, 41F
→
04/29 19:22, , 42F
04/29 19:22, 42F
→
04/29 19:23, , 43F
04/29 19:23, 43F
→
04/29 19:40, , 44F
04/29 19:40, 44F
推
04/30 00:29, , 45F
04/30 00:29, 45F
→
04/30 00:29, , 46F
04/30 00:29, 46F
推
04/30 09:33, , 47F
04/30 09:33, 47F
→
04/30 10:00, , 48F
04/30 10:00, 48F
→
04/30 10:04, , 49F
04/30 10:04, 49F
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