[問題] 幫女兒存生活費,開戶有推薦?
之前生活費都是幫女兒放郵局
想說也該培養她一些理財觀念
不要像我一樣以前 小時候只懂得把錢花掉享樂
看人家都說要讓小孩學理財
可先從開高利數位帳戶開始
所以這幾天也有帶著她了解活存、定存那些基本觀念
目前郵局裡面
是有存紅包5萬塊,打算全數搬家
加我每月會再給她放2萬塊生活費在台北生活
(包含房租8000)
感覺錢少是不是存哪裡都差不多?利息不高
只能加減賺賺新戶優惠
所以在想說 還是該以回饋或領錢免手續為主
不知道有什麼功能 是學生會較常用到的
已脫離學生時代太久.......
我女兒很喜歡喝手搖,目前能想到就行動支付
還有網購跟餐飲回饋那些
想問,大家會建議小孩開哪家數位帳戶?謝謝
目前做功課是在考慮:
台新>>新戶10萬內3.5%
將來>>新戶5萬10%
國泰>>看蠻多學生都在用cube卡 而且額度兩萬而已
(以下更新)
說來丟臉,女兒小時候沒特別教他理財觀念,搬出去生活後,常會有月中要預支下月零用
錢情形,問他錢都花去哪裡,也都說不清楚,怕他以後變成卡奴,我現在也是要求他自己
要記帳,跟著他一起研究各家數位帳戶跟他自己的日常刷卡需求。感謝D大的詳細說明,
也感謝其他網友的建議,大概心裡有個底了
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