[作業] 銀行準備金
題目:
Suppose that the T-account for First National Bank is as follows:
Assets Liabilities
--------------------------
reserves 100000 ' Deposits 500000
'
Loans 400000 '
'
'
'
Q:If the Fed requires banks to hold 5 percent of deposits as reserves,
how much in excess reserves does First National Bank now hold ?
我的想法:
他題目說的法定準備率要5%,
可是光是那個T字帳..就20%了 @@
算出來 500,000 * 5% = 25,000
我不知道要怎麼辦@@..
題目跟T字帳好像有牴觸...?
謝謝大家..
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