[討論] 貨幣創造
[題目]
假設某金融體系中原始存款10萬元,法定準備率22.5%,現金流失率2.5%,則下列敘述何
者正確?
(a)貨幣乘數5
(b)創造存款貨幣50萬
(c)引申存款40萬
(d)若原始存款10萬元為來自央行借款,則引申存款為40萬
[答案]d
[疑惑]
我認知是,a.b.c選項用的乘數為1/22.5%+2.5%
d選項用的乘數為1+2.5%/22.5%+2.5%
不知道以上認知應該是有問題,有請高人指點!
另外懇請幫我列出a.b.c.d的算式,謝謝!
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