[News] Suggestion in retirement and pension plan
According the The latest Economist, retiring and pension plan in Western
countries need to be largely changed.
First, the retiring age should be extended from current 65 to almost 70
before 2040. Because under current situation, the fertility rate, how
many young workers raise one pension, would be as high as 2.6 which is hard
to last.
Second, when retiring age is older, there will be more persons working
in the economic system. Not only the workers earn more to support their life,
the governmnet also get more tax and pay less welfare. The economy grows
faster as more workers there.
However, something must be changed in the working environment and the pension
plan. Traditionally, people get more when they get senior in job. But most
people's productivity declines with age, the working time and wage should
become less to reflect that. About the pension system, people should be payed
since official retiring age not their real retiring age and get paid via
their average wage through working years not the last few years. This would
largely reduce the pension cost and support older people when they really
need it.
--
※ 發信站: 批踢踢實業坊(ptt.cc)
◆ From: 118.165.5.127
EngTalk 近期熱門文章
PTT職涯區 即時熱門文章
17
80