[問題] 想請問添美利保單裡的現金值是如何算出來的？
小弟最近收到一份保額10000美元的添美利保單，以美元：台幣為1：30的內容如下：
年度末 年齡 每年保險費 保單現金值
美元 優惠3% 台幣總繳 當年度保額 美元 台幣
1 29 3600 3492 104760 12000 1680 50400
2 30 3600 6984 209520 14000 4940 148200
想請教各位先進，裡面的保單現金值1680、4940是如何計算出來的呢？
謝謝~~~
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