[規劃] 23歲男 南山人壽保單規劃~給個指導或建議吧
各位鄉民們大家好
小弟今年23歲，老實說我蠻常發生車禍意外的
去年就是發生車禍，所以才想說保個保險來保障自己
而我認識了一個朋友幫我規畫了一些保險
想來這裡問問各位鄉民們有沒有更好的建議或是需要變動或增加的項目
目前我人還在休養中，所以還沒辦法賺錢維生
想詢問有經驗的鄉民們~可否推薦更好又能適合我目前狀況的保單
麻煩大大們了
而我朋友幫我規畫的項目如下：
名稱 投保金額/單位 保費
[20NNPLAQ]南山人壽新康順終生保險 4萬元 1.220元
[HSQ]南山人壽住院醫療附約 10計畫數 2.100元
[HIRQ]南山人壽住院費用給付保險附約 1.000元 1.610元
[PBBRAQ]南山人壽意外骨折及特定手術傷害保險金附約 50萬元 1.850元
[PARQ]南山人壽新人身意外傷害保險附約 200萬元 2.340元
[AMNQ]南山人壽新傷害醫療保險金附加條款 4萬元 1.016元
[DHIQ]南山人壽意外傷害醫療日額給付附加條款 1.000元 540元
[PAREND1Q]南山人壽骨動青春傷害補償付加條款 1份 0元
首度保險費合計 10.676元
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