[討論] 請問新光實支實付(安心住院)
各位大大好
拜讀了許多文章,也瞭解了實支實付的重要性,甚至是該規劃雙實支實付
但有3個問題想請教
1.實支實付大多討論遠雄RSJ,富邦NHR,中國NCH,全球XHR,中信HNRB,國泰真全意等6
家,新光較少討論,想請教新光的安心住院是否理賠內容較差較不推薦,還是說新光
理賠認定特別嚴格呢?
(老實說看條款還是無法明白內容強弱)
2.其實會這樣問是因為有一張親戚人情保單-新光健康久久終身醫療
繳了3年,實在是有想解約的衝動(終身醫療真的是生病時幫不上什麼忙= =)
但如果因人情不解單的話,就只好加上實支實付附約(安心住院)
請問新光實支實付是否是副本?
3.是否有大大可建議,如果加上新光實支實付的話,另外一家雙實支的選擇?
如果選國泰(正本),我可以先保國泰實支實付,再跟新光說要加上實支實付這樣嗎?
謝謝
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