[問題] 台新昇恆昌聯名卡想降低額度
因為要出國，最近辦了台新恆昌聯名卡
這張卡平常不會用，只有在免稅商店才會用，為了不想繳年費，我辦了普卡
今天收到卡片
[核卡額度] : 昇恆昌普卡 - 30萬
這...是普卡的額度嗎? (我確認過它是普卡.沒有偷偷被申成白金卡)
我覺得這額度太高了...因為平常跟本不會用到
剛拿到卡可以馬上請銀行調降額度嗎?
如果調降,對以後申請其他信用卡會不會有什麼影響?
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