[閒聊] 玉山 Unicard 2025 無條件捨去試算
玉山明年信用卡回饋從四捨五入改無條件捨去
受害最大的莫過於逐筆算+每個回饋分開算的 Unicard
先列一下回饋表格 https://i.imgur.com/hxYhY35.png
我開了試算表算了三種情境:
基本1%(0.3%+0.7%)、簡單選(0.3%+0.7%+2%)、新戶UP選(0.3%+0.7%+3.5%+0.5%)
現狀如下,單筆72元以上的表現就在預期範圍
https://i.imgur.com/xvDUaTo.png
無條件捨去過後,單筆不到500基本上是慘不忍睹
到觸發0.7%回饋的143元、0.3%的334元以前回饋基本上差距很大
https://i.imgur.com/y0CTFpn.png
簡單平均了一下1~499、500~999、1000~1999元消費的平均實質回饋
https://i.imgur.com/ZA5Pxw6.png
觸發回饋金額翻倍如下:
基本1%:72→143元回饋1點
簡單選:25→50元回饋1點
UP選 :15→29元回饋1點
我的試算表 https://bit.ly/4fyhXzL
---
明知這張從頭到尾就是來搞人還是核了一張來被搞的我..
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※ 編輯: ybite (1.171.235.198 臺灣), 11/07/2024 03:11:55
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