[問題] 過戶土地卻反而欠銀行錢已回收
我有朋友最近買了一塊土地
理由是該地主欠我朋友一筆錢，
於是地主便說那他用某塊土地抵債，朋友也同意了
除了原欠款外朋友還額外付出一筆金額給地主
後來過戶後才發現，地主拿這塊土地向銀行貸款
所以實際上該土地是銀行的(?)
總之就是地主拿了我朋友的錢和銀行的錢不知去向
而朋友得到一塊不能自行運用的土地還背了貸款
以上是我朋友的描述，其實我聽不大懂
有些疑問想請教? 例如
1.該土地有向銀行抵押，為何地主還可以隨意賣出?(過戶給我朋友)
2.該土地過戶給我朋友後，該筆貸款的債務人就變成我朋友?(這對嗎?)
我覺得這真是件很詭異的事，買賣土地有那麼隨便嗎
陷阱也太多了吧
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