Re: [新聞] 「年薪未達150萬」申請新青安遭拒？公股銀行發聲明澄清
看板home-sale (房屋交易)作者babybottle (可愛的阿藻)時間2周前 (2025/06/16 22:10)推噓12(12推 0噓 15→)留言27則, 17人參與討論串3/4 (看更多)
算一下就知道了 銀行是用嚴格的收支比 2 去算資格的
1000萬 貸款 2.6% 30年 5年寬限期 (Default)
每月負擔 45367元
寬限期 21667元
貸款本息 加上 基本生活費 = 45367+17500= 62867 (月) = 754404 (年)
754404 * 2 收支比 = 150.8 萬 (年收)
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