[問題] 供應商更改銀行帳戶，無法領到貨款...

看板intltrade (國際貿易)作者geminy790606 (孤寂)時間12年前 (2014/01/02 18:09)推噓1(1推 0噓 1→)

留言2則, 1人參與討論串1/1

我們義大利供應商之前通知我，他已經更改銀行帳戶要我們公司以後貨款都匯到他新的銀行帳戶去因為舊的銀行帳戶他已經不用了但是後來我們銀行付貨款的時候，錢仍然打到他舊的銀行帳戶去導致供應商無法從他的銀行領出貨款但是我們公司會計詢問我們的銀行銀行告訴我們：如果義大利供應商要更改銀行帳戶，他必須要求他的銀行授權並通知台灣的銀行，台灣的銀行接到義大利銀行指示後，才能匯到他新的帳戶去。否則沒有得到義大利銀行的授權通知，台灣這裡的銀行不能自行更改資料匯到新的帳戶去，所以依舊會匯到他舊的銀行帳戶去。我把這個訊息告訴義大利供應商，但是他說他同時通知了新舊銀行，新銀行說應該要由他的舊銀行通知台灣銀行，但舊銀行卻不想管這件事，因為那位供應商已經關閉舊銀行的帳戶了，不再是他們的客戶，所以舊銀行無法通知台灣的銀行。義大利供應商自己寫了一份聲明通知，要我交給台灣的銀行看，通知台灣的銀行以後直接匯錢到新的銀行帳戶去但是台灣的銀行不可能會接受我們供應商寫的通知聲明吧(?) 雖然他有在聲明上蓋上公司章和親筆簽名，但講白一點，那也只不過是他私人寫的聲明，雖然我相信他，但我們台灣這裡的銀行憑什麼相信他講的是真的呢？我不太確定我的觀念對不對，是否有板友遇過類似的狀況，該如何解決？因為現在供應商一直拿不到我們匯進舊帳戶的貨款…. 供應商跟我說，他只是寫份通知聲明給印度的銀行，印度客戶匯款就可以改匯到他新的銀行帳號了，為什麼台灣銀行這麼麻煩，似乎感覺他開始有點不耐煩… 以下是我跟他的email來往內容 (我寫的英文mail可能不道地，請包含) Hi Mario, We are confused, why does the old bank do not want to make any operation? I already inform our accountant, but she said our bank will not accept your personal signed copy, because this is not official. In international trade practice, this personal signed copy will not be admitted by the bank. Like I said before, the payment process is bank to bank, so it's impossible to use the personal signed copy to ask our bank to change the account, because that can not guarantee the rights of both of us. The bank has their own formal regulations by law, so we have to follow their directions. We think not only Taiwan's bank has this requirement, the banks in other countries should have the same regulations in international business payment. Pls try to push your old bank to make operation or consult someone who knows the banking operation very well. 義大利供應商回信 Dear Helen It's because I worked with local bank where I have already closed the account ,mind they can not make any ather operation for has,and in this case they will must pass any information to central bank for make international comunication. Anyway I don't undestand for what reason your bank it's so complicate if the money are my I can decide where and whend shipping out. Attached document requested and sent to Indian bank for payment. -- ※ 發信站: 批踢踢實業坊(ptt.cc) ◆ From: 111.255.184.1