[問題] 磁條密碼被鎖卡，磁條就整個壞掉？
我之前在國外提款，輸入磁條密碼錯誤，被鎖卡
但是前幾天去永豐銀行某分行辦理，行員表示這樣磁條就整個壞掉了
如果欲再使用磁條密碼，得換發新卡並收取手續費
但這跟我之前詢問客服的印象不符
請問行員的說詞合理嗎？
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