Re: [問題] ETF退稅是以除息日為準還是分配日
來自問自答一下
寫信給我有的兩家券商TD, Charles Schwab
TD回信如下:
IRS Publication 550, Investment Income and Expenses, Chapter 1, under the
heading Dividends and Other Corporate Distributions, paragraph titled
'Dividends received in January' states:
'If a regulated investment company (mutual fund) or real estate investment
trust (REIT) declares a dividend (including any exempt-interest dividend) in
October, November or December payable to shareholders of record on a date in
one of those months but actually pays the dividend during January of the next
calendar year, you are considered to have received the dividend on December
31. You report the dividend in the year it was declared.'
Charles Schwab 回信如下:
It is based on "Payable Date". If the Payable Date is on 2014/01/03, the
amount will include on the 2014 tax year.
簡單翻譯就是:
TD 可能是以分配日為準, CS是以分配日為準
CS雖然回答以分配日為準, 比較tricky的是:
對照今年收到的1042S, 要以除息日計算才會得到1042S上的金額
不過我還有個問題, Charles Schwab 1042S 上的金額都是整數
我算出來的金額四捨五入後才是1042S上的金額
連 Federal tax withheld 都是整數
有用Charles Schwab的各位,也都有碰到相同的問題嗎??
--
※ 發信站: 批踢踢實業坊(ptt.cc)
◆ From: 1.34.96.93
推
03/12 16:06, , 1F
03/12 16:06, 1F
-->謝謝b大提醒~這邊是我看錯了
TD的意思是說: 如果預計收到股息是前一個年度,但實際上是下一年度的話
還是算前一個年度的股息
這樣看下來到比較像以分配日為準了
推
03/12 16:07, , 2F
03/12 16:07, 2F
→
03/12 16:10, , 3F
03/12 16:10, 3F
→
03/12 16:11, , 4F
03/12 16:11, 4F
※ 編輯: dongy 來自: 1.34.96.93 (03/12 17:50)
推
03/12 17:58, , 5F
03/12 17:58, 5F
→
03/12 18:49, , 6F
03/12 18:49, 6F
-->嗯~忘了配息還有 record date了
沒想到現在都電子化了還有機會使用到record date
再分享一個資訊
前兩天有打電話到TD, CS的客服問這個問題
兩家客服都說是以配息的錢進到我的帳戶那天為準
可是我算了CS的1042S表,發現要以除息日計算才會算出正確的金額
分別寫信去問,才收到以上的回信
可見不同客服會有不同的回答
※ 編輯: dongy 來自: 1.34.96.93 (03/12 19:01)
推
03/12 19:06, , 7F
03/12 19:06, 7F
→
03/12 19:07, , 8F
03/12 19:07, 8F
→
03/12 19:07, , 9F
03/12 19:07, 9F
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