[語文] PP2-CR-59

看板GMAT (GMAT入學考試)作者 (我要雞妹雞妹)時間17年前 (2008/12/01 17:18), 編輯推噓2(2012)
留言14則, 3人參與, 最新討論串1/1
這題也是OG的..但還是搞不懂 59. (33759-!-item-!-188;#058&007597) Bank depositors in the United States are all financially protected against bank failure because the government insures all individuals' bank deposits. An economist argues that this insurance is partly responsible for the high rate of bank failures, since it removes from depositors any financial incentive to find out whether the bank that holds their money is secure against failure. If depositors were more selective, then banks would need to be secure in order to compete for depositors' money. Which of the following, if true, most seriously weakens the economist's argument? (A) Before the government started to insure depositors against bank failure, there was a lower rate of bank failure than there is now. (B) When the government did not insure deposits, frequent bank failures occurred as a result of depositors' fears of losing money in bank failures. ->為什麼weaken?哪種weaken法? (C) Surveys show that a significant proportion of depositors are aware that their deposits are insured by the government. ->為什麼支持? (D) There is an upper limit on the amount of an individual's deposit that the government will insure, but very few individuals' deposits exceed this limit. (E) The security of a bank against failure depends on the percentage of its assets that are loaned out and also on how much risk its loans involve. 麻煩各位了,Thanks~ -- ※ 發信站: 批踢踢實業坊(ptt.cc) ◆ From: 118.168.75.75

12/01 17:56, , 1F
經濟學家的論點是有了存款保險的存在 就會降低存款人去選擇
12/01 17:56, 1F

12/01 17:58, , 2F
好的銀行的誘因 使銀行倒閉機會提高
12/01 17:58, 2F

12/01 18:00, , 3F
B是說 如果沒有了存款保險的存在 存款人擔心他們的錢會不見
12/01 18:00, 3F

12/01 18:00, , 4F
反而發生擠兌情況 推翻了原文假設的結果 所以weaken
12/01 18:00, 4F

12/01 18:02, , 5F
C是支持 是因為和原文所推演因果關係是一致的
12/01 18:02, 5F

12/01 18:13, , 6F
我覺得(B)是看原文最後一段 假設存款人更有選擇能力的話
12/01 18:13, 6F

12/01 18:14, , 7F
那個銀行就會需要去使得自己更安全以確保競爭優勢
12/01 18:14, 7F

12/01 18:15, , 8F
而(B)選項卻說假如政府沒有擔保存款的話 更多的銀行倒閉
12/01 18:15, 8F

12/01 18:16, , 9F
會發生由於人們恐懼銀行的倒閉 但是這和文章會後一段剛好
12/01 18:16, 9F

12/01 18:16, , 10F
矛盾 因為文章最後說政府沒擔保 因此存款人會更小心
12/01 18:16, 10F

12/01 18:16, , 11F
而更小心的情況下 會使得銀行更安全 因此應該會使銀行
12/01 18:16, 11F

12/01 18:17, , 12F
倒閉減少 而(B)內文卻是說增加 因此削弱 解釋好多 請見諒
12/01 18:17, 12F

12/01 18:18, , 13F
另外我解釋的也不一定對@@" 開放討論^O^
12/01 18:18, 13F

12/01 23:35, , 14F
感謝各位詳細解說,小弟感激不盡~~~~~!!!!
12/01 23:35, 14F
文章代碼(AID): #19Cwl8gj (GMAT)
文章代碼(AID): #19Cwl8gj (GMAT)