[討論] 實際利率?
想請教版友們，
上個禮拜去銀行結果被推銷六年期儲蓄險
理專立刻算匯率給我看，他說前六年每年存24290，
滿六年後可贖回151640，接下來可繼續放著，
每年以2.25%複利，
因為第七年贖回是155050
(155050-151640)/151640 約= 2.25%
請問這裡是哪裡有問題呀@@? 利率真的這麼高嗎？
我記得好像有另外一種真正利率的算法才對Q_Q
感謝大家！
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