[標的] RKT.US

看板Stock (股票)作者abc2090614 (casperxdd)時間4小時前 (2025/07/22 07:37)推噓8(8推 0噓 1→)

留言9則, 9人參與討論串1/1

標的：RKT.US 分類：多/空/討論/心得多分析/正文：買的理由：Elizabeth Warren 和 Bernie Sanders 在六月初寫了一封信，指出 Rocket Mortgage 併購 Mr Cooper 和 Redfin 會構成對美國消費者的威脅自己看 https://www.warren.senate.gov/newsroom/press-releases/warren-senators-demand-explanation-after-trump-admin-greenlights-giant-rocket-redfin-merger-warn-of-potential-price-hikes-for-american-homebuyers 想用反托拉斯法擋但川普沒鳥。$RKT於7月1日完成 Redfin 併購案。自己看 Warren 怎麼說 > In addition, Rocket’s acquisition of Mr. Cooper will create a mortgage finance behemoth. By acquiring seven million mortgage servicing clients, Rocket would have a reduced need to compete for new customers. Altogether, with these acquisitions, Rocket would triple its current client base and control one in six mortgages in the United States. Rocket’s efforts to consolidate and control the homebuying market onto a single online platform sets a dangerous precedent for consumers, the industry, and the U.S. housing market as a whole at a time when house prices and mortgage rates continue to rise. -- 美國住宅房地產今年明顯有感不景氣，大家都在等房貸利率稍降。只要一降1%估計就會出現refinance潮，所以短期利多。長期是買一條龍併購。美國前十大的mortgage lender加起來市佔才20%，加上最近的房地產NAR settlement法規變動，消費者對房地產交易中的費用變得敏感，併購後的RKT在每一步（找房：Redfin ，申請貸款：Rocket，付款和refi：Mr Cooper/Rocket) 都可以undercut competitors。從七月初開始買，買入均價約13.9。在美國房貸利率變動前不會處理 -- 我這兩年都在忙小孩，老婆一次生雙胞，所以投資方式從要買要常常看+關注的公司變成我買了放著就不打算動的公司。過去一年NVDA+TSM+TSLA三間加起來都佔超過70%。最近NVDA破170後出掉1/3。目前持股 $TSLA 17% $TSM 26% $NVDA 17% $RDDT 17% $UPST 11% $MP 4% $SHOP 0.5% $UUUU 1% $RKT 3% Cash 4% SQ我賣光了，我覺得Jack Dorsey沒動力當CEO了，不知道在幹嘛。公司餅有畫出來但CEO想躺平，也沒辦法。進退場機制：長投 ----- Sent from JPTT on my iPhone -- ※ 發信站: 批踢踢實業坊(ptt.cc), 來自: 172.59.217.56 (美國) ※ 文章網址: https://www.ptt.cc/bbs/Stock/M.1753141043.A.B12.html