[問題] 晶片金融卡用六年了
我的晶片金融卡是 2006 年, 全面停止磁條金融卡時換的,
算算也用了六年 (2006-2012), 最近開始會讀不到, 想要換一張新的,
用了六年, 應該可以算是正常耗損吧?
不過銀行好像規定很死, 一定要收滿 100 元的換卡費.
為什麼不能每年折舊 20 元, 使用超過五年, 就可以免費換卡呢?
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