[新聞] 合庫薪轉戶1個月沒撥薪終止服務 兆豐涉詐戶存不到千元直接關帳
看板Bank_Service (銀行服務)作者mattc123456c (Matt Zhuang)時間2周前 (2025/08/11 08:04)推噓29(34推 5噓 32→)留言71則, 44人參與討論串1/1
標題: 合庫薪轉戶1個月沒撥薪終止服務 兆豐涉詐戶存不到千元直接關帳
來源網址: https://finance.ettoday.net/news/3012501
日期: 2025-08-10 16:59
內文:
記者陳瑩欣/台北報導
打詐戰升級!薪水晚到、帳戶金額低於千元,小心銀行直接關你帳。公股銀行打詐再出重
拳,合庫銀行宣布修改開戶存款總約定書,未來若薪轉戶超過1個月無撥薪紀錄,或長時
間沒有交易,經銀行認定後將可直接終止服務,新制將於10月29日正式上路。
不只如此,合庫與兆豐銀行也同步針對涉詐帳戶祭出「低餘額關帳」機制,存款餘額不到
新台幣1000元,就能自動結清帳戶、終止開戶契約。兆豐銀預計8月20日(下周三)啟動
,合庫則預定10月29日實施,與薪轉戶新規同日生效。
合庫指出,若存戶被認定疑似不法或不當使用帳戶,銀行可視情節輕重,暫停或終止金融
卡、網路轉帳、語音轉帳、電子支付等服務,並拒絕受理爭議帳戶的新申請。
此外,土地銀行也宣布,為強化防詐安全,預計明年9月底前,個人網路銀行(含行動銀
行)台幣轉帳服務將新增「顯示轉入帳號戶名」功能(部分遮罩),讓客戶在確認頁就能
比對收款戶名,避免轉錯帳。
----
前文自刪換個新聞來源,有提到低於1000元的涉詐戶才關戶,不過結論還是沒
變:公股行庫不缺客戶啊
--
臺灣的銀行(金融機構)四極:
東:合庫蘇澳分行(瑞芳地區農會福隆辦事處) 南:彰銀恆春分行(恆春農會墾丁辦事處)
西:土銀金門分行烈嶼服務處(金門信合社烈嶼分社→臺企銀金門分行(正規銀行分行))
(本島)臺銀臺南創新園區分行(南縣區漁會青山港辦事處)
北:臺銀馬祖分行 by mattc123456c
(本島)富邦銀行淡水分行(新北市金山區漁會石門辦事處→淡水一信石門分社))
--
※ 發信站: 批踢踢實業坊(ptt.cc), 來自: 124.219.11.20 (臺灣)
※ 文章網址: https://www.ptt.cc/bbs/Bank_Service/M.1754870698.A.BB0.html
※ 編輯: mattc123456c (124.219.11.20 臺灣), 08/11/2025 08:05:31
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