[問題] 歐洲醫療險／保額能不同家合併算嗎？
性別：男
旅行地點：歐洲申根
時間：107天
我要申請芬蘭的學生簽證
之前保了富邦產險的申根旅遊險
其傷害醫療費用附加條款為每一意外事故新台幣1,500,000元(約3萬多歐元)
但我已經收到芬蘭領事館的通知說保額不足
叫我要保到10萬歐元的醫療費用保險(comprehensive health insurance)
請問該怎麼保？向誰保？
如果再向其他兩家保險公司保一樣的東西，加起來有超過10萬歐元，這樣行嗎？
原文：
Students must attach details of their comprehensive health insurance cover to
their application. Comprehensive insurance cover means insurance which includes
the types of treatment and costs that are covered by municipal health care
services and the health insurance system.
For studies of less than two years in duration, a student must have private
insurance which primarily covers the costs of medical treatment up to 100,000
euros (cost level in 2007).
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