[問題] 殘廢險
最近在規劃疾病致殘這一塊
感謝保險版提供了豐富的資源
而目前考慮的有
1. 安聯定壽+DR
2. 宏利定壽+RDM
在殘廢險保額想保500萬，且有壽險需求的前提下
想請教的問題是
1. 安聯不能用投資型壽險當主約？如果可以如何挑選？
2. 宏利RDM條款中寫到"除本公司報經主管機關核准，停止銷售本附約或有前項約定情形
外，本公司不得拒絕續保。"這樣是排除了何種情況下的保證續保？
謝謝
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