[討論] 定期殘扶與終身殘扶
目前再看殘扶險
原po 28歲女生、
版上大多推友邦殘扶，這屬於定期殘扶
想請教，現在這樣的年齡是定期殘扶比較合適嗎？
目前終身殘扶的部分有看了
1.中信安心120
2.富邦
3.台灣人壽的
但保費一年繳約莫都在1萬2千多
繳20年、一百萬的保額
是覺得真的發生意外、一百萬的保額是不太夠呀。
但再加上去的話、保費預算就太高了。
大多業務都說可將保費領回的，
中信：100歲或身故後領回（個人用不到）
富邦：領回80%保費（是解約的意思嗎）
台壽：領回1.06還1.08倍保費（有點忘了）
定期殘扶跟終身殘扶要如何選擇呢？
感謝
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