[討論] 特定傷病終身保險適不適合年長者？
家中長者只有住院的日額保險，考量年紀越大，越容易發生疾病危險，年紀一旦超過70就很難找到保險公司承保，是不是要優先考量終身型保險
不知為何，本版對「定期定額的實支實付保險」很推薦，很好奇說大家沒想過嗎？當自己年紀越大，才是越需要保險的時候，著重買定期定額的實支實付，會比終身的特定傷病保險好嗎？
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