Re: [北美]買屋的好消息

看板Oversea_Job (海外工作)作者 (我一定要瘦下來!!)時間16年前 (2009/02/11 06:34), 編輯推噓14(14010)
留言24則, 14人參與, 最新討論串4/16 (看更多)
※ 引述《miserable (我一定要瘦下來!!)》之銘言: : ※ 引述《miserable (我一定要瘦下來!!)》之銘言: : : 我想知道這個法案通過沒? : : 我記得新的法案應該通過了 可是查IRS還是舊的新聞 : : 現在是不是變成了$15000, 但還是要十五年內無息償還? : : 因為我已經file了 這樣需要再file一次嘛? : http://0rz.tw/gQemc 新的法案通過了 : 通過後一年內買房者(不限第一次)可拿$15000 : 且不用分期償還 : 不知道那之前只能申請$7500的需要分期償還嘛? Key Points to the New Stimulus Package: 1.$15,000 tax credit applies to ANYONE buying a primary residence during a one-year period beginning on the date of enactment. (1/1/2009 - 12/31/2009) and remain living there for at least 2 years. 2.For those who already qualified for $7,500 new home buyer tax credit. You are NOT eligible for the new program. 3.This $15,000 tax credit DOES NOT need to be paid back. Key distinction from the $7,500 first-time home buyer credit "actually a 17-year repayment which translates into a no-interest loan" 4.This $15,000 tax credit DOES NOT come with income restrictions. 5.You can use this credit for tax year 2008, "to file your taxes as if you purchased your home on December 31, 2008" and could also go into effect as a credit on the following year's tax return. 適用對象跟原本一樣 哀 早知道就晚點買房 看看有沒有一萬五的房子好了 這樣等於政府買單 -- 愛情 不過是 純靠運氣 沒啥道理的 一場賓果遊戲 http://photolink.com.tw/miserable http://www.wretch.cc/album/miserable -- ※ 發信站: 批踢踢實業坊(ptt.cc) ◆ From: 64.161.137.42

02/11 06:45, , 1F
一萬五怎麼買的到房子 @@?
02/11 06:45, 1F

02/11 07:22, , 2F
一萬五在某些地方應該有機會...
02/11 07:22, 2F

02/11 07:30, , 3F
請問一下, 所以這個法案適用NR? tax credit是給你現金?
02/11 07:30, 3F

02/11 07:36, , 4F
不適用NR,tax credit跟現金沒什麼兩樣
02/11 07:36, 4F

02/11 07:41, , 5F
簡直是買房子送車子!! 可是真正因此能出手的人多不多呢??
02/11 07:41, 5F

02/11 08:13, , 6F
這邊說的nr是指?
02/11 08:13, 6F

02/11 09:36, , 7F
is 8 yr F-1 considered NR in this case?
02/11 09:36, 7F

02/11 09:37, , 8F
S的版本tax credit不能refund,也就是說妳本來要交7000
02/11 09:37, 8F

02/11 09:39, , 9F
拿了這個15000就不用繳稅,但是剩下的8000不會退現金
02/11 09:39, 9F

02/11 09:40, , 10F
不過這個15000可以抵兩年,也就是妳下一年本來也要繳70
02/11 09:40, 10F

02/11 09:41, , 11F
00的話也不用繳稅,剩下的1000 credit就還給山姆大叔了
02/11 09:41, 11F

02/11 10:00, , 12F
FAQ: F1第六個calendar tax year就成為R
02/11 10:00, 12F

02/11 10:13, , 13F
不一定是$15000, 是min($15000, 10% 房價)
02/11 10:13, 13F

02/11 10:14, , 14F
你若買$15000的房子只能扣$1500
02/11 10:14, 14F

02/11 10:15, , 15F
樓上正解。前幾個月有人花十萬在底特律買了十幾間房子
02/11 10:15, 15F

02/11 12:25, , 16F
不用繳稅是怎麼運作,假設現在買,到明年都不用繳SS跟FI?
02/11 12:25, 16F

02/11 13:20, , 17F
這個方案 second home 適用嗎?
02/11 13:20, 17F

02/11 14:20, , 18F
這和SS/FICA一點關係也沒有
02/11 14:20, 18F

02/11 16:25, , 19F
所以這一萬五是直接去抵稅,而不是去扣收入囉
02/11 16:25, 19F

02/12 02:16, , 20F
剛發現我想錯了,15000是抵稅去了,但是如果有預扣的稅
02/12 02:16, 20F

02/12 02:16, , 21F
等於也是可以拿回來的嚕?這才是我的意思
02/12 02:16, 21F

02/12 04:56, , 22F
當然,重點是應稅額; 預扣多少不重要
02/12 04:56, 22F

02/12 17:43, , 23F
我的收入稅稅額為0,根本沒法利用tax credit. XD
02/12 17:43, 23F

02/13 01:03, , 24F
馬拉松大太邪惡了.......XD
02/13 01:03, 24F
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