[請益] 房貸壽險抉擇
小弟近期在跟著建商去銀行進行對保,土銀
是說要辦新青安才給地板利率大概是2.1xx
但是遞減型的五百萬每月大概繳3千多塊錢,平準行的
每月要繳5千多元,30年期
1.因為膝下無子,近期暫時不會結婚,但可預期未來會被逼婚
(不知道為什麼女性總對那張紙有莫名的需求性),如果房貸
下來後將保險退掉怕被銀行特別註記影響未來轉增貸等操作
2.若是房貸下來後將保費減額到可接受的範圍,是否也是會
被銀行註記影響後續操作?
3.因為是跟建商整批一起送件,乍看之下優惠,但是不降低保費
的話土銀死綁40歲五百萬30年期這樣對名下無子嗣的我似乎意
義不大,除非我失能才用的到,否則都是送人用了
需要另外找銀行、壽險公司、或
農漁會是否可行?像我旗山人是否可找旗山農會(據說要有關係?)
或者我是彰銀薪轉戶是否找彰銀有優惠?或者找富邦是否也可行?
不知道要退掉、減額、或另找銀行?是否有板友可給建議?感激不盡
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我是首購,名下完全沒有任何財產,行員說要地板利率要搭配壽險
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※ 編輯: e2000 (175.182.35.185 臺灣), 07/13/2025 09:23:46
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謝謝給建議
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是的
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女友自己會跑來,自己會找你結婚,女人勾引人起來,也不是這麼好把持的,啊我就好色愛
幹,怎麼辦?
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還有 19 則推文
還有 2 段內文
※ 編輯: e2000 (175.182.35.185 臺灣), 07/13/2025 12:01:07
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好,謝謝飛舞大
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噓
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※ 編輯: e2000 (175.182.35.185 臺灣), 07/13/2025 14:17:53
※ 編輯: e2000 (175.182.35.185 臺灣), 07/13/2025 14:25:41
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