[請益] 如果是你會選月退還是一次退
先說小弟做到明天,想改也來不及啦,只是看到前幾篇討論串有提到
月退也不知道會不會改到70領,通膨怎樣的,不如一次退丟ETF,突然
嚇一跳我怎麼沒去試算看看就選月退阿~~
我的情況是年資+當兵一年是16.5年,可以留到滿65歲領月退,試算過後
月退大概是2萬3左右,一次退大概是170萬。我到65歲還要二十幾年,
這樣條件下,是你會選擇一次退丟ETF嗎?感覺170也不夠多似乎沒啥用。
我又是花錢很兇怕錢留不住,哈。想了想還是原本的月退好了,反正
現在想也是來不及改了,流程都跑完了等明天拿離職書。
ps.奉勸各位,別再一直戰當不當公務員了,每個人條件都不一樣,有些
科系出去外面真的薪水沒比較好,有些科系出去闖一闖很適合,還要考慮
很多內在因素,比如說另一半的薪水,家庭的開銷等等。
說真的當到現在年薪有破百,在中部算過的可以了,今年加薪一口氣月薪
多了快5千,但只領了2個月,心情也是有點浮動....
祝大家公職都順利啦,不要想太多,公職只是工作,生活過得精采才重要
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