[請益] 家庭年收250小換大
背景:
家庭年收約250w,目前有間房貸正在還,約850w左右
身上現金+投資大約有450w
成員除了我和太太外還有個不到一歲的寶寶
問題:
因空間不敷使用,下訂了一間預售屋,需搭配雙車位,接近2300w
若順利貸款八成的話約1800w
房子三年後蓋好,簽約金要先繳12%約260W
打算接近交屋時賣掉現在住的房子先搬出去租屋,以目前行情可賣約1400w左右,並且使
用重購退稅
因擔心貸款壓力大,打算交屋後再把另外一個車位給處置掉
想請問各位前輩以我們這樣的背景銀行會願意貸到八成1800w嗎?
一直很擔心有什麼自己沒想到的QQ,還請各位指點
--
※ 發信站: 批踢踢實業坊(ptt.cc), 來自: 111.251.143.26 (臺灣)
※ 文章網址: https://www.ptt.cc/bbs/home-sale/M.1711714250.A.6CD.html
→
03/29 20:13,
4周前
, 1F
03/29 20:13, 1F
→
03/29 20:14,
4周前
, 2F
03/29 20:14, 2F
→
03/29 20:15,
4周前
, 3F
03/29 20:15, 3F
→
03/29 20:16,
4周前
, 4F
03/29 20:16, 4F
推
03/29 20:20,
4周前
, 5F
03/29 20:20, 5F
※ 編輯: timiscool (111.251.143.26 臺灣), 03/29/2024 20:21:51
推
03/29 20:22,
4周前
, 6F
03/29 20:22, 6F
→
03/29 20:26,
4周前
, 7F
03/29 20:26, 7F
推
03/29 20:32,
4周前
, 8F
03/29 20:32, 8F
推
03/29 20:36,
4周前
, 9F
03/29 20:36, 9F
→
03/29 20:36,
4周前
, 10F
03/29 20:36, 10F
→
03/29 20:36,
4周前
, 11F
03/29 20:36, 11F
※ 編輯: timiscool (111.251.143.26 臺灣), 03/29/2024 20:40:06
推
03/29 20:42,
4周前
, 12F
03/29 20:42, 12F
→
03/29 20:42,
4周前
, 13F
03/29 20:42, 13F
→
03/29 20:43,
4周前
, 14F
03/29 20:43, 14F
→
03/29 20:45,
4周前
, 15F
03/29 20:45, 15F
→
03/29 21:05,
4周前
, 16F
03/29 21:05, 16F
→
03/29 21:05,
4周前
, 17F
03/29 21:05, 17F
→
03/29 21:09,
4周前
, 18F
03/29 21:09, 18F
→
03/29 21:34,
4周前
, 19F
03/29 21:34, 19F
→
03/29 22:02,
4周前
, 20F
03/29 22:02, 20F
→
03/29 22:03,
4周前
, 21F
03/29 22:03, 21F
→
03/29 22:03,
4周前
, 22F
03/29 22:03, 22F
→
03/29 22:05,
4周前
, 23F
03/29 22:05, 23F
推
03/29 23:01,
4周前
, 24F
03/29 23:01, 24F
推
03/30 07:12,
4周前
, 25F
03/30 07:12, 25F
推
03/30 11:22,
4周前
, 26F
03/30 11:22, 26F
→
03/30 11:22,
4周前
, 27F
03/30 11:22, 27F
推
03/30 12:36,
4周前
, 28F
03/30 12:36, 28F
home-sale 近期熱門文章
PTT職涯區 即時熱門文章