Re: [閒聊]朋友買房後覺得很痛苦!
看板home-sale (房屋交易)作者Fujiwarano (???)時間7年前 (2017/09/21 01:03)推噓28(28推 0噓 31→)留言59則, 34人參與討論串2/17 (看更多)
※ 引述《lovehandle (sunshine palm)》之銘言：
: 有一位朋友兩年前買了預售屋,今年交屋入住
: 問他最近如何,他說買房後覺得繳房貸很痛苦
: 他年薪約80萬,太太無工作,生了兩小孩,都還是3歲以下
: 買了700萬的房子,裝潢花了80萬,貸了600萬
: 每月繳約3萬,雖然年薪約80萬,月薪大約5萬
: 東扣西扣入帳約46000元,每月生活費只剩下16000元
: 因為頭期款把全部的錢都花玩了,存款所剩無幾
: 常常要等年終獎金下來才比較好一點
: 覺得很多人買1000萬的房子,好像很容易
: 不曉得是如何還貸款?
該不會你就是你朋友吧?
恕我直言 這跟買房根本無關
月薪六萬塊的男生 已經算是職業別來說不差的類型了
問題卡在無工作的太太身上
兩個小孩三歲以下 花錢請保母也要太太有能力賺高於請保母的錢才有多的收入進來
不然還是乖乖的跟長輩一起住 拜託長輩幫忙含飴弄孫順便幫照顧一下
太太去上班賺個三萬四萬才是正解
房貸轉成30年先解一下現況也是應急的做法啦
但治標要治本的方法 絕對是收入要大於支出 感覺支出不夠用就是擴大收入來源一途
重點再說一次 太太快去上班才是重點啦 不然男的要想辦法收入倍增想虐死誰XD?
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