[請益]中國人壽的美金儲蓄險該不該買呢?
因原PO最近很想買儲蓄險
因此問到了中國人壽的美金儲蓄險
他跟我說 4%的只到這個月底
而原PO一年要繳的總金額是19110(如果以費率1:30算的話)
而原PO今年22歲，還在念大四
只靠著在小七打工，微薄的薪水還得扣掉短少或溢多的
一個月根本不到一萬
而自己還得負擔房租和生活費等等的開銷
所以根本很難存到錢
那想請問這樣，原PO該不該買這個儲蓄險呢?
而這會不會有甚麼風險呢?
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