[請益] 負債20萬信貸先還清，還是存錢投資?
各位大大好
小弟目前信貸20萬，每個月要還7000左右(還有3年多)
目前每個月扣掉生活費可支配所得還有6萬左右
目前是每個月提前部份還款(還1萬5) + 固定的7000元
剩下的4萬存下來，未來預計投資海外ETF
請問各位大大，這樣的方式好嗎?
還是每個月還更多、先把信貸全部還完，再去投資?
謝謝
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