[請益] 上班族要存到多少錢才能靠利息生活
上班真的好累很厭世
每天早九晚八 下班累到只想躺著
省吃儉用不敢花錢不敢吃好料不敢出去玩
就為一個遙不可及的買房夢
就算看開了一輩子躺平住家裡
不買房不生小孩
目前的狀況好像也沒辦法達到被動收入>主動收入
手頭有將來銀行定存的300萬
一年5萬多利息(月平均4,212)
加上00919+00878+0056 的月月配
平均每個月也才1萬5左右的被動收入
不知道要存到多少錢才能靠利息生活
https://i.imgur.com/Kn2v0oU.jpeg
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對 將來定存1.685%
我另外也有存20萬放新戶活存(3.5%)
但不管怎麼算還是不夠退休
都在考慮要不要貸款拉大本金投資了
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我知道定存獲利比投資的低
但定存相較股票投資風險也最低
想著退休身上沒有一筆錢實在不放心
才會好奇問大家到底要存多少才夠
目前仍在持續努力工作中 謝謝各位的建議
※ 編輯: ag45682 (223.140.235.103 臺灣), 03/15/2024 10:51:00
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