Re: [閒聊] 房貸利率
看板home-sale (房屋交易)作者dicotyledon (夜行性植物)時間3月前 (2024/09/04 13:16)推噓23(41推 18噓 31→)留言90則, 73人參與討論串6/6 (看更多)
借標題詢問一下
我手上新房即將交屋,我本身條件是不符合新青安方案 (名下有房、名下沒房貸)
2個月前建商提供了幾家配合銀行,我找了其中一家銀行交資料
(當時建商提供的紙本資訊就是所謂的地板利率,我因為名下有房 利率理論上是2.2多%)
銀行那邊是8月底正式送出審核房貸 (應該是那個時間點建商拿到執照)
然後這週銀行那邊打電話來說 房貸核下來是2.5%
果然還是碰到房貸利率被調漲了阿阿........
想請問:
1.我這狀況還有門路管道 申訴or抗議 嗎? 還是只能吞了?
2.2.5%這數字 (名下有房 沒房貸 不符合首購) 已經算是現在還可以接受的利率嗎?
或是我這家銀行給我拉太高了?
3.開辦費是可以跟銀行爭取取消或是便宜一點嗎? 現在報給我5K 覺得好貴
謝謝
※ 引述《cownock (wing)》之銘言:
: 小弟剛詢問幾家首購房貸利率真的是嚇瘋,有喊到3.2% 還要排隊,直接給軟釘子吃,有
: 人真
: 的會貸3.2%嗎 蠻好奇的,政府說保障首購貸款,但沒說利率…銀行坐地喊價真的扯..
--
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※ 文章網址: https://www.ptt.cc/bbs/home-sale/M.1725426993.A.BEC.html
※ 編輯: dicotyledon (59.124.176.226 臺灣), 09/04/2024 13:17:48
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