[請益]這樣的薪水買房會太緊嗎
看板home-sale (房屋交易)作者bestment (TOMMY)時間8月前 (2024/02/11 19:01)推噓130(138推 8噓 233→)留言379則, 144人參與討論串1/14 (看更多)
今年34Y
年薪約150w
存款+股票約600w
看上一間總價2400w左右的房子
三年後蓋好
頭期款約480萬,再加上裝潢100萬差不多也是乾掉
如果可以貸款40年的話
一個月大約是還6w,等於一年72w
自己每年大約花費也在70w左右(含孝親)
大概就會完全存不到錢
自己本業是覺得大概就每年穩定加薪3%
請問大家這樣會覺得太緊嗎
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推
02/11 19:08,
8月前
, 1F
02/11 19:08, 1F
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02/11 19:08,
8月前
, 2F
02/11 19:08, 2F
還是想要有自己的房子
推
02/11 19:09,
8月前
, 3F
02/11 19:09, 3F
年薪250也只能買2400w的嗎
※ 編輯: bestment (58.114.57.24 臺灣), 02/11/2024 19:11:43
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02/11 19:12,
8月前
, 4F
02/11 19:12, 4F
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02/11 19:12,
8月前
, 5F
02/11 19:12, 5F
房貸大約是我年薪的一半,所以還是建議1/3嗎
※ 編輯: bestment (58.114.57.24 臺灣), 02/11/2024 19:13:16
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02/11 19:13,
8月前
, 6F
02/11 19:13, 6F
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02/11 19:13,
8月前
, 7F
02/11 19:13, 7F
好兇好兇
推
02/11 19:18,
8月前
, 8F
02/11 19:18, 8F
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02/11 19:18,
8月前
, 9F
02/11 19:18, 9F
現在2000能賣到的物件要嘛遠要嘛太小
推
02/11 19:21,
8月前
, 10F
02/11 19:21, 10F
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02/11 19:21,
8月前
, 11F
02/11 19:21, 11F
好的謝謝建議
※ 編輯: bestment (58.114.57.24 臺灣), 02/11/2024 19:25:46
推
02/11 19:28,
8月前
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02/11 19:29,
8月前
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02/11 19:29, 13F
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02/11 19:30,
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02/11 19:30,
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02/11 19:33,
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02/11 19:34,
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02/11 19:35,
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02/11 19:35,
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02/11 19:35,
8月前
, 24F
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02/11 19:35,
8月前
, 25F
02/11 19:35, 25F
因為有交女友,加上三餐外食
算一下真的很難再往下壓,頂多60w出頭
推
02/11 19:36,
8月前
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02/11 19:36,
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02/11 19:36,
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02/11 19:39,
8月前
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02/11 19:39,
8月前
, 30F
02/11 19:39, 30F
這塊也有想到時候吃不消的話先跟家人談這塊
※ 編輯: bestment (58.114.57.24 臺灣), 02/11/2024 19:43:23
推
02/11 19:42,
8月前
, 31F
02/11 19:42, 31F
還有 308 則推文
還有 9 段內文
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02/12 14:51,
8月前
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02/12 15:19,
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02/12 19:28,
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02/13 13:19,
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02/13 19:06,
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02/14 06:44,
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02/16 22:05,
8月前
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02/16 22:05,
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推
02/17 03:41,
8月前
, 379F
02/17 03:41, 379F
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