Re: [請益] 夫妻第四間貸款
想搭這篇問一下, 也是夫妻四間房貸的問題
夫: 科技業, 年薪550萬
妻: 老師, 年薪50萬
第一戶(夫): 新竹10年四房
貸款剩1000萬(其中有300萬增貸)
第二戶(夫): 竹南預售透天, 2024年中交屋
預計貸1250萬(8成)
第三戶(妻): 青埔預售四房, 2025年中交屋
希望可以貸到1650萬(8成)
第四戶(妻): 橋頭預售兩房, 2025年底交屋
希望可以貸到800萬(8成)
另外有信貸360萬, 主要投資台股正2
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問題1: 月收大概17萬, 有一大部分是來自分紅, 這樣收支比安全嗎?
問題2: 如果還想繼續買第五間在北高雄的兩房(2028後交屋的), 風險會不會太高?
問題3: 是否建議賣股先還信貸? 目前留在股票市場的資金約有2000萬
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※ 編輯: pk329 (36.230.165.247 臺灣), 05/19/2024 18:35:32
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