[請益] 據說某銀行下周開始減成房貸?
是這樣的,今天下午朋友傳來說某銀行從下周開始房貸要減成?
大致上是這樣
收支比
200不減成
180~200減0.5成
160~180減1成
140~160減1.5成
140以下減2成
....................
200以上才能貸滿??
這樣近期預售屋準備交屋的不就完蛋了????
點解?
補充收支比算法
TQTa提供
月收/(房貸+最低生活費+信貸+信用卡分期)>200%
EX:
貸款一千萬 = 月房貸38K
(38K + 雙北月生活費20K + 信貸算0 + 信用卡分期算0) > 200%
月收必須要超過11.6萬
貸款1000萬能買什麼房? 雙北我身邊買預售屋的至少都要貸款1500萬
也就是月收要超過17.4萬...
--
※ 發信站: 批踢踢實業坊(ptt.cc), 來自: 114.36.160.217 (臺灣)
※ 文章網址: https://www.ptt.cc/bbs/home-sale/M.1742049431.A.A33.html
推
03/15 22:39,
1天前
, 1F
03/15 22:39, 1F
推
03/15 22:39,
1天前
, 2F
03/15 22:39, 2F
推
03/15 22:40,
1天前
, 3F
03/15 22:40, 3F
噓
03/15 22:40,
1天前
, 4F
03/15 22:40, 4F
→
03/15 22:40,
1天前
, 5F
03/15 22:40, 5F
過陣子新聞報出來就知道哪間了~ too big to fall
噓
03/15 22:42,
1天前
, 6F
03/15 22:42, 6F
噓
03/15 22:43,
1天前
, 7F
03/15 22:43, 7F
※ 編輯: l85 (114.36.160.217 臺灣), 03/15/2025 22:45:10
推
03/15 22:44,
1天前
, 8F
03/15 22:44, 8F
推
03/15 22:46,
1天前
, 9F
03/15 22:46, 9F
→
03/15 22:51,
1天前
, 10F
03/15 22:51, 10F
怎麼可能是它!!??? 怎麼可能?? 房貸最多的銀行,房貸王欸!
※ 編輯: l85 (114.36.160.217 臺灣), 03/15/2025 22:54:18
→
03/15 22:54,
1天前
, 11F
03/15 22:54, 11F
→
03/15 23:04,
1天前
, 12F
03/15 23:04, 12F
→
03/15 23:08,
1天前
, 13F
03/15 23:08, 13F
→
03/15 23:08,
1天前
, 14F
03/15 23:08, 14F
→
03/15 23:08,
1天前
, 15F
03/15 23:08, 15F
推
03/15 23:12,
1天前
, 16F
03/15 23:12, 16F
推
03/15 23:19,
1天前
, 17F
03/15 23:19, 17F
→
03/15 23:20,
1天前
, 18F
03/15 23:20, 18F
推
03/15 23:21,
1天前
, 19F
03/15 23:21, 19F
推
03/15 23:24,
1天前
, 20F
03/15 23:24, 20F
推
03/15 23:26,
1天前
, 21F
03/15 23:26, 21F
推
03/15 23:27,
1天前
, 22F
03/15 23:27, 22F
推
03/15 23:29,
1天前
, 23F
03/15 23:29, 23F
推
03/15 23:29,
1天前
, 24F
03/15 23:29, 24F
→
03/15 23:30,
1天前
, 25F
03/15 23:30, 25F
→
03/15 23:35,
1天前
, 26F
03/15 23:35, 26F
推
03/15 23:39,
1天前
, 27F
03/15 23:39, 27F
推
03/15 23:50,
1天前
, 28F
03/15 23:50, 28F
推
03/15 23:52,
1天前
, 29F
03/15 23:52, 29F
※ 編輯: l85 (114.36.160.217 臺灣), 03/16/2025 00:08:39
推
03/16 00:06,
1天前
, 30F
03/16 00:06, 30F
→
03/16 00:07,
1天前
, 31F
03/16 00:07, 31F
推
03/16 00:08,
1天前
, 32F
03/16 00:08, 32F
推
03/16 00:15,
1天前
, 33F
03/16 00:15, 33F
→
03/16 00:15,
1天前
, 34F
03/16 00:15, 34F
→
03/16 00:16,
1天前
, 35F
03/16 00:16, 35F
還有 170 則推文
還有 5 段內文
推
03/16 17:35,
21小時前
, 206F
03/16 17:35, 206F
推
03/16 17:39,
21小時前
, 207F
03/16 17:39, 207F
推
03/16 17:57,
21小時前
, 208F
03/16 17:57, 208F
噓
03/16 18:08,
21小時前
, 209F
03/16 18:08, 209F
→
03/16 18:08,
21小時前
, 210F
03/16 18:08, 210F
→
03/16 18:40,
20小時前
, 211F
03/16 18:40, 211F
推
03/16 20:04,
19小時前
, 212F
03/16 20:04, 212F
推
03/16 20:07,
19小時前
, 213F
03/16 20:07, 213F
推
03/16 20:34,
18小時前
, 214F
03/16 20:34, 214F
推
03/16 20:37,
18小時前
, 215F
03/16 20:37, 215F
推
03/16 20:40,
18小時前
, 216F
03/16 20:40, 216F
推
03/16 21:01,
18小時前
, 217F
03/16 21:01, 217F
推
03/16 21:04,
18小時前
, 218F
03/16 21:04, 218F
推
03/16 21:25,
17小時前
, 219F
03/16 21:25, 219F
推
03/16 21:59,
17小時前
, 220F
03/16 21:59, 220F
推
03/16 22:22,
16小時前
, 221F
03/16 22:22, 221F
→
03/16 22:31,
16小時前
, 222F
03/16 22:31, 222F
推
03/16 22:37,
16小時前
, 223F
03/16 22:37, 223F
推
03/16 23:56,
15小時前
, 224F
03/16 23:56, 224F
推
03/16 23:58,
15小時前
, 225F
03/16 23:58, 225F
推
03/17 00:23,
14小時前
, 226F
03/17 00:23, 226F
→
03/17 00:23,
14小時前
, 227F
03/17 00:23, 227F
→
03/17 00:23,
14小時前
, 228F
03/17 00:23, 228F
→
03/17 00:23,
14小時前
, 229F
03/17 00:23, 229F
→
03/17 00:32,
14小時前
, 230F
03/17 00:32, 230F
推
03/17 01:04,
14小時前
, 231F
03/17 01:04, 231F
推
03/17 01:09,
14小時前
, 232F
03/17 01:09, 232F
推
03/17 01:30,
13小時前
, 233F
03/17 01:30, 233F
推
03/17 02:22,
12小時前
, 234F
03/17 02:22, 234F
推
03/17 02:53,
12小時前
, 235F
03/17 02:53, 235F
→
03/17 02:53,
12小時前
, 236F
03/17 02:53, 236F
推
03/17 03:13,
11小時前
, 237F
03/17 03:13, 237F
推
03/17 07:10,
8小時前
, 238F
03/17 07:10, 238F
推
03/17 07:36,
7小時前
, 239F
03/17 07:36, 239F
推
03/17 08:49,
6小時前
, 240F
03/17 08:49, 240F
→
03/17 08:57,
6小時前
, 241F
03/17 08:57, 241F
→
03/17 10:24,
4小時前
, 242F
03/17 10:24, 242F
推
03/17 10:53,
4小時前
, 243F
03/17 10:53, 243F
→
03/17 12:59,
2小時前
, 244F
03/17 12:59, 244F
→
03/17 12:59,
2小時前
, 245F
03/17 12:59, 245F
討論串 (同標題文章)
home-sale 近期熱門文章
PTT職涯區 即時熱門文章
101
420