[請益] 據說某銀行下周開始減成房貸?
是這樣的,今天下午朋友傳來說某銀行從下周開始房貸要減成?
大致上是這樣
收支比
200不減成
180~200減0.5成
160~180減1成
140~160減1.5成
140以下減2成
....................
200以上才能貸滿??
這樣近期預售屋準備交屋的不就完蛋了????
點解?
補充收支比算法
TQTa提供
月收/(房貸+最低生活費+信貸+信用卡分期)>200%
EX:
貸款一千萬 = 月房貸38K
(38K + 雙北月生活費20K + 信貸算0 + 信用卡分期算0) > 200%
月收必須要超過11.6萬
貸款1000萬能買什麼房? 雙北我身邊買預售屋的至少都要貸款1500萬
也就是月收要超過17.4萬...
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過陣子新聞報出來就知道哪間了~ too big to fall
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※ 編輯: l85 (114.36.160.217 臺灣), 03/15/2025 22:45:10
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怎麼可能是它!!??? 怎麼可能?? 房貸最多的銀行,房貸王欸!
※ 編輯: l85 (114.36.160.217 臺灣), 03/15/2025 22:54:18
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※ 編輯: l85 (114.36.160.217 臺灣), 03/16/2025 00:08:39
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